Homeowner's coverage Highlights

• Homeowners insurance is a form of property insurance that covers losses and damages to an individual's house and assets in the home. 

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• The policy usually covers interior damage, exterior damage, loss or damage of personal assets, and injury that arises while on the property.

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• Every homeowners insurance policy has a liability limit, which determines the amount of coverage the insured has should an unfortunate incident occur. Animal Liability is also included in most policies and can help defend homeowner's against a lawsuit arising from a bite.